RateKillers calculates your true effective rate, shows you exactly what you're overpaying, and onboards you to a better deal. No contracts. No gimmicks.
Your processor doesn't want you to understand your rate. Here's what they're hiding.
From overcharged to optimized in 24 hours. No 20-page applications, no waiting on hold.
Upload your latest processing statement or enter your monthly volume and average ticket. We calculate your true effective rate in seconds, not the number your processor shows you.
See a side-by-side comparison: what you're paying now versus what you'd pay with transparent interchange-plus pricing. No tiers. No bundles. No fine print. Just the real number.
One application. Automated onboarding. You're processing at your new rate within 24 hours. If we can't save you money, you don't switch. Simple.
The free tool that exposes what your processor is hiding.
Our interactive rate calculator is being embedded here. In the meantime, get a free rate analysis by filling out the form below, and we'll calculate your number for you.
Get My Free AnalysisThese business owners took 10 minutes to find out their real rate. Here's what happened.
"I thought I was paying 2.4%. Turns out my real effective rate was 3.6% after all the hidden fees. RateKillers laid it out plain and switched me over in a day. I'm saving over $800 a month now."
"My old processor had me on tiered pricing and I had no idea how much I was losing. Joe walked me through my statement, showed me exactly where the padding was, and got me on interchange-plus. Night and day."
"We run a busy pizza shop. Processing 40-50K a month in cards. Shaved almost a full point off our rate. That's real money for a small shop. Whole switch took less than 24 hours."
"As a SaaS company, our recurring charges were getting eaten by processing fees. RateKillers found $6K in annual savings I didn't even know I was leaving on the table. The rate calculator alone is worth it."
RateKillers works for any business processing $5K+ per month in credit card payments.
Tell us about your business and we'll calculate your true effective rate, show you where you're overpaying, and give you a transparent pricing comparison. Takes 2 minutes.
We'll get back to you within 24 hours.
A payments expert will review your information and get back to you within 24 hours with your true rate analysis. If we can save you money, you'll know exactly how much.
After a decade selling merchant accounts for companies like Wholesale Payments, Priority Payments Alliance, and OpenEdge, Joe kept running into the same problem: merchants had no idea what they were actually paying. Statements were built to confuse. Processors hid markup inside tiered pricing. And when merchants tried to switch, the paperwork wall kept them stuck. RateKillers is the tool Joe wished existed years ago. A way for any merchant to see their real number and do something about it, fast.
Built by a decade-long payment processing veteran who got tired of watching merchants overpay. Transparency shouldn't be a feature. It should be the default.